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Free Pension Review

Have you transferred your UK pension into a SIPP or QROPS and live outside the UK?

Why Should You Arrange a Call?

A lot of legislation may have changed since you transferred your pension. Some of the headline changes are as follows:

 

  • From 2027, UK-registered pensions, including employer schemes, defined benefit schemes, QROPS, and SIPPs, are liable to inheritance tax.​

  • QROPS transfers now attract an 'overseas transfer charge' unless the member lives in the country where QROPS is located.

  • Does your current or future country of Tax residence have a double taxation agreement with your pension location? If not, you will pay tax there first, then your country of residence when taking income.

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What would you get as part of your free review?

  • A comparison of your performance against the peer group benchmark.​

  • A comparison of your pension trustee fees against the current market rate.​

  • Comparison of fund charges (AMC) vs the peer group average.​

  • A proposal on how a potential reduction in charges would look over time.​​​

The two factors that affect what you will have for your retirement are performance and costs!

The chart below shows the effect of a 1.5% performance difference over 20 years, which leaves you +36% better off.

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What type of Pension do you have?
UK SIPP (Transferred)
QROPS
QNUPS
IPP (International Pension Plan)
UK Employer Scheme (Not transferred)
Other
How much is your pension worth?
£250,000-£500,000 GBP
£500,000-£1,000,000 GBP
+£1,000,000 GBP
Do you have a financial adviser?
Yes
No
Where do you think value could be added to your pension arrangements?
Contact Preference
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